Tools

DCA Calculator

Compare a recurring-investment plan against deploying the same total capital up front, using the horizon and growth assumptions you want to test.

Initial contributionRecurring contributionYears investedExpected annual return (%)Contributions per year

Total contributed

$65,000

DCA ending value

$102,571

Lump-sum ending value

$144,277

Difference

$41,705

How to use it

Use the same total capital for both approaches: recurring contributions for dollar-cost averaging and an immediate lump-sum deployment for the comparison baseline.